I attended a workshop at the local community college on "Basic Business Start-up." It cost $40, and was three hours long. I recommend taking this course if available, I was provided with a lot of information that I might not have found on my own. The instructor is from Small Business Development Center, apparently ever state has them. I can go to them later and they will help with every step of the process free of charge, they are funded by the government. I was also informed of other workshops and seminars that are offered for small business owners or those who would like to start a business. Most of the way through the workshop, I started feeling a little over whelmed with all the information. There are a lot of steps and process involved in opening a new business especially in New York. But I'm grateful to know I can go to the SBDC, and get all the help I need. They do all the leg work, and make sure no steps are skipped. First thing is first, I need to gather some funds. The banks are not thrilled on the idea of lending out money at the moment. Some want the potential business owner to come with 20% of the start-up cost. So, I guess we'll start saving money...